if chris has car liability insurance, what damage would he be covered for?
If Chris has car liability insurance, what damage would he be covered for?
Car liability insurance provides coverage for damages caused by the insured to other cars or property in an accident where the insured is at fault. This includes:
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Property Damage - Liability insurance can cover the cost of repairing or replacing other vehicles or property that has been damaged in a collision caused by Chris.
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Medical Expenses - If someone is injured in an accident caused by Chris, liability insurance may cover their medical bills, rehabilitation costs, and even lost wages.
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Legal Fees - If someone decides to sue Chris for damages resulting from the accident, liability insurance can help cover legal expenses, including attorney fees and court costs.
It’s important to note that car liability insurance only provides coverage for damages sustained by others and does not cover the cost of repairing Chris’ own vehicle or any personal injuries Chris may incur in an accident. To have coverage for their own vehicle, Chris would need to consider purchasing collision or comprehensive insurance. It is advisable to review the specific policy details and coverage limits provided by the insurance company to fully understand the extent of coverage.