What should you do before you approach an atm?

what should you do before you approach an atm?

What should you do before you approach an ATM?

Answer:
Before you approach an ATM, there are some important steps you should take to ensure your safety and protect your financial information. Here are a few things you should do:

  1. Choose a secure location: Look for an ATM that is located in a well-lit area and preferably in a busy public place. Avoid using ATMs that are isolated or in dimly lit areas, as these locations may be more susceptible to criminal activity.

  2. Observe your surroundings: Before approaching the ATM, take a moment to observe your surroundings. Look for any suspicious or unusual activity in the area. If you notice anything out of the ordinary, it’s best to find another ATM or come back at a later time.

  3. Cover the keypad: When entering your PIN, always use your hand or another object to shield the keypad from view. This will help protect your PIN from being captured by hidden cameras or from someone standing nearby.

  4. Be cautious of skimming devices: Skimming is a method used by criminals to steal card information. Always check the card slot and the surrounding area for any signs of tampering or suspicious devices. If anything looks unusual or doesn’t seem right, don’t use that ATM and report it to the bank immediately.

  5. Avoid sharing personal information: Never share your PIN or any other personal information with anyone, even if they claim to be a bank representative. Financial institutions will never ask for your PIN or other sensitive details over the phone or in person.

  6. Keep your transactions confidential: While at the ATM, ensure that no one can see your transaction details or the amount of money you are withdrawing. Shield your screen and quickly put away your cash and receipt.

  7. Secure your card and cash: Once you have completed your transaction, immediately put your card and cash away in a secure place, such as your wallet or pocket. Avoid counting your money while still at the ATM.

Remember, your safety is of utmost importance when using an ATM. By following these steps and staying vigilant, you can reduce the risk of becoming a victim of fraud or theft.